Rather than working directly with an insurance company, you have the option to work with an insurance agent.  An insurance agent assists in helping an individual or business find the proper coverage they need. 

There are many benefits of having an insurance agent instead of going directly to an insurance company. For example, insurance agencies provide a personal touch that other companies do not. This personal touch makes all the difference when it comes down to providing you with the best rate and correct insurance coverage for you and your family.  

If you are looking for an insurance agency near the Morehead City, North Carolina area, contact Sound Choice Insurance!

Benefits of Having an Insurance Agent

One of the main benefits of having an insurance agent is that they can offer you advice on the best coverage for your needs. They will get to know you and your family and can advise you on what kind of coverage would be best for you.  Here at Sound Choice Insurance, we make sure that we listen first.  This allows us to truly understand what your life situation is and figure out what coverages will assist you the most.

Another benefit is that insurance agents can help you compare rates and coverage from different companies. A good insurance agent will weigh both the cost and value of the coverage to decide what is best for you.  This can be a huge time saver, as you won’t have to do all the research yourself. 

Filing and handling a claim with an insurance company can be confusing and hard to navigate sometimes.  However, if you have a claim, your agent will be there to help you through the process.  Some of the main benefits of having an insurance agent include: 

  • They can offer you advice on the best coverage for your needs
  • Help you compare rates and coverage from different companies
  • If you have a claim, they will be there to help you through the process

Overall, insurance agents provide a level of service and personalization that you cannot find when working with an insurance company directly. If you are looking for the best coverage for your needs, it is worth considering working with an insurance agent.

What Do Insurance Agents Provide That Other Companies Do Not?

One of the biggest differences when working with an insurance agency is that the insurance company is more concerned with getting you to spend money rather than getting you the best policy for your life at the maximum value.  They are likely to want to get you to purchase as many coverages as possible as well.

An insurance agency genuinely cares about your family and what is best for you.  A proper insurance agent will not simply try to get you to spend unnecessary money or get the wrong amount of coverage.

Additionally, insurance agents will already have an existing relationship with the insurance companies.  They know the ins and outs of the larger companies and may even have specific contacts at these companies.  When they have this existing relationship, they are more likely to get the best deal for you.  This gives you the opportunity to save money, when you may not have been able to if you went directly to the insurance company.

Since the insurance agent will take care of most processes for you – including those time consuming, confusing claims – you will have more time to focus on other important things going on in your life.  You no longer need to sit on hold for hours or try to navigate the confusion alone, you will have someone working with you to get everything done correctly.  This is something that insurance agents provide that you will not find directly at an insurance company.

Individual insurance agents will provide a better quality of life and customer service that you will not be able to find somewhere else.

Choosing An Insurance Agent

When it comes to choosing an insurance agent, there are a few things you should keep in mind. First, make sure you choose an agent that is licensed and reputable. You can check with your local Better Business Bureau to see if there have been any complaints against the agent.

Second, make sure the agent represents a good selection of insurance companies. This will give you the best chance of getting the best rate and coverage for your needs. 

And finally, don’t be afraid to ask around for recommendations. Talk to your friends and family and see if they have any recommendations for insurance agents in your area.

Contact Sound Choice Insurance Today

Are you looking for an insurance agent near the Morehead City, North Carolina area?  If so, contact us here at Sound Choice Insurance!  Whether you know exactly what you are looking for or if you are unsure of where to start, we are here to help.  Even if your needs and priorities change over time, we are ready to assist you in changing your coverages through every life change and decision.

To get started, give us a call or fill out our contact form!