home-insurance

Personal Insurance

Home Insurance Quote

Protect Your Home and Save Money

When do you wish you were more educated regarding your homeowners insurance? Unfortunately, this time comes most often after a destructive storm or other disaster, which is when you learn that certain losses are not covered or that your insurance agent is unresponsive. Understanding your Eastern NC home insurance risks is the first step to take when considering your homeowners insurance policy.

Your home is full of all of the things that are most precious to you – and you need to protect them. Sound Choice Insurance can provide you with a comparison of home insurance quotes, helping you find the policy that best fits your needs. Our licensed professionals will properly educate you regarding the coverage’s to ensure that you are completely comfortable with the policy. Sound Choice Insurance works with hundreds of excellent home insurance providers and offers the most informative home insurance quotes available today.

From the comfort of home, you can obtain a free homeowners insurance quote today! Simply, complete the form below and one of our agents will call you right away. Remember, we are locally owned and locally based. You will always deal directly with licensed professionals that understand Coastal Carolina and the protection you need.

Do You Need Homeowner Insurance?

Of course you do, especially living on or near our beautiful Crystal Coast. At the expense of beauty also comes a potential for a natural disaster, which can affect your home and your life-long investment. In addition, your mortgage holder will require you to have a certain amount of insurance coverage to protect their investment.

Why choose Sound Choice Insurance?
  • We offer homeowners packages for primary residences, second homes and rental properties with many extras at no additional cost and limits that can be expanded for minimal cost. In addition, similar coverage is also available to those who rent homes, condominiums or apartments.
  • We offer a variety of discounts, whether it is for having a security system, installing hurricane shutters, or packaging your home and auto policies with the same insurance provider. Sound Choice Insurance will find all of the discounts that your home is eligible for to ensure the biggest savings!
  • We help you meet your coverage needs through our relationships with a variety of the BEST insurance carriers in the business.
Things to Consider when Shopping for Homeowner’s Insurance

There are many details to keep in mind when looking at various policy options. Here are just a few things to keep in mind.

  • Coverage Amounts - Be sure that your home insurance policy is enough to protect the TOTAL value of your home, not simply the equity (the amount paid off) or the balance remaining on your mortgage.
  • Covered and Uncovered Losses - While most things such as fire, theft, and weather damage are covered by your policy, specific things such as earthquakes and flood damage may not be. Let us help you better understand your policy.
  • Policy Exclusions - There will always be items excluded from a policy. Be sure you know what they are, and protect yourself.
  • Deductible - A higher deductible (the amount you pay before your insurance provider pays) might mean a lower premium, but is it worth it? Make sure any deductible you have is affordable in case of a loss.
Click here for our online Home Insurance Application.